If you’re like some people, perhaps you’d rather not pay for breakdown insurance unless you feel that it’s absolutely essential, however, breakdowns are more common than you might realise.

Read below for five reasons why UK breakdown insurance can actually be a very valuable resource. Check out Express Insurance here for great insurance deals!

1. Holiday coverage: Holidays are often something that you anticipate for months in advance. Insurance is an easy way to make sure that your driving holidays don’t turn sour. Keep in mind that a breakdown doesn’t always have to be severe. Your vehicle could suddenly become inoperable if something as small as a nail pierces your tyre. When considering all the hopes and dreams that are often connected to a holiday, it becomes easy to understand why making the decision to get insurance can be very worthwhile.

2. Travelling with kids: If you’ve got kids in the car, even the smallest mishap can feel like a major problem. However, with insurance you can simply ring for assistance, so that help will be on the way before your nerves even have a chance to get frayed.

3. Workplace dependability: In these globally uncertain economic times, it’s more important than ever to excel in the workplace. However, even if you have the best of intentions, a breakdown can derail your plans in an instant. Aim to uphold a perfectly punctual reputation by choosing breakdown insurance. Even if you encounter a problem with your vehicle that prevents you from getting to work, your insurance may provide a temporary replacement.

4.Romantic events: There’s hardly a more effective way to spoil an evening of romance than an unexpected breakdown. It takes enough foresight to handle the food and beverages, not to mention all the special details that make the night unique. Even as you’ve painstakingly pored over things such as flowers, chocolates and a few hand-picked MP3s, surely a breakdown never played a role in your plans at all. However, by choosing breakdown insurance, you can be certain that you’ll never encounter any romantic obstacles because of your vehicle.

5.Disabled drivers: Modern technology has made it so that many people with physical challenges can drive cars just as able-bodied people do. However, the nature of a person’s disability may make it difficult or impossible for them to handle even small breakdown related issues in a safe manner. Breakdown insurance allows disabled drivers to retain their desired amount of independence by offering them coverage for unplanned incidences with their automobile.

As you can see, there are plenty of reasons to incorporate breakdown insurance into your budget. After all, you probably lead a very busy life, and there’s no need to let the inconvenience of a breakdown interfere with your jam-packed schedule.