Legal i – Identification of driver

Question I have received a letter from the local Police advising me that I have been flashed by a traffic light camera. It was a weekend, and so my wife, son and daughter all drove the car, but none of them will admit to driving the car at the time of the incident. I know […]

Inadvertent non-renewal of insurance

I have been stopped by the Police for driving with no insurance. I recently changed bank accounts using the switching scheme and the new bank didn’t set up all of the direct debits correctly as they should have done. Therefore the payment wasn’t made to my insurance company and they cancelled my insurance. They say they wrote to me at the time, but I didn’t receive the letter, otherwise I would have taken action. I wasn’t aware of the problem and the bank has confirmed to me in writing that it is their fault. Will I still be prosecuted for no insurance, seeing as it wasn’t my fault?

Driving whilst disqualified

Q I’m only 20 and bought my first car earlier this year, a Vauxhall Corsa 1.3 CDTi. I was recently stopped by the Police because I forgot to put my lights on, and they also checked over my car. They found a tuning box attached to the engine, something that I wasn’t aware was on […]

Driving whilst disqualified

Question I was banned from driving for six months as a result of totting up, and stupidly got into a car and drove while still being banned. What is the likely sentence and is there a possibility that I could go to prison?   Answer If you were to be convicted of this offence, you […]

Permitting use of a motor vehicle without insurance

I lent my friend my car to drive and thought he was insured under his own policy, but it turns out that he wasn’t.